Bernie Sanders and Alexandria Ocasio-Cortez propose limiting credit card interest at 15%

Senator Bernie Sanders and Representative Alexandria Ocasio-Cortez proposed legislation today which would cap credit card interest for banking institutions at 15%. As a Lakewood Bankruptcy Lawyer, I have seen firsthand the damage big banks have levied on consumers struggling to make ends meet because escalation clauses in credit card agreements increase interest being charged to […]

Happy New Year 2019 – Resolve to Make a Fresh Start Financially

As a Lakewood Bankruptcy Lawyer, I have seen bankruptcy used as a financial tool to accelerate a household’s financial recovery. Prior to filing for bankruptcy protection, a few helpful tips can help make your case simple and smooth. Stop Automatic Bill Payments for Debts Being Discharged Part of getting your financial house in order depends […]

Bankruptcy Filings Rise For Older Americans

As a Lakewood bankruptcy and student loan attorney, I’ve seen a dramatic rise in the number of older Americans who call on me for help with their financial situation and discuss using bankruptcy as a tool to help. According to a study from the nonpartisan Bankruptcy Project, the number of older filers has tripled since […]

I’m overwhelmed by debt. Which creditors should I pay first?

As a Denver Bankruptcy Lawyer, I frequently speak with stressed out clients for the first time who are unsure about which creditors to pay or when to pay them. Many times, during a free initial consultation about their debts, we discuss the following steps to determine which creditors should be paid and which creditors can […]

Served with a collection lawsuit? You still have rights.

Collection lawsuits (for credit card bills, medical debts, etc) are a painful indication that you should quickly determine your best course of action by seeking the advice of a qualified professional. As an Denver bankruptcy lawyer, I frequently speak with consumers after they get served with a summons, because the stress and uncertainty of a […]