How do I know if bankruptcy is right for my circumstances?

The most common question I get as a Lakewood bankruptcy attorney is whether a bankruptcy case can help with a consumer’s specific circumstances. I always answer that basic question during free, initial bankruptcy consultations, and here is a list of common factors I consider. Your household budget is underwater. There are all kind of things […]

If I file for Chapter 7 bankruptcy relief, can I keep my tax refund?

Yes. As a Lakewood Bankruptcy Lawyer, I frequently advise clients that the best way to keep a tax refund is to file your tax return, receive your tax refund, and then spend that refund on household necessities like rent, mortgage payments, car payments, groceries, or even your bankruptcy attorney fee. I’m busier during tax season […]

Happy New Year 2019 – Resolve to Make a Fresh Start Financially

As a Lakewood Bankruptcy Lawyer, I have seen bankruptcy used as a financial tool to accelerate a household’s financial recovery. Prior to filing for bankruptcy protection, a few helpful tips can help make your case simple and smooth. Stop Automatic Bill Payments for Debts Being Discharged Part of getting your financial house in order depends […]

Bankruptcy Filings Rise For Older Americans

As a Lakewood bankruptcy and student loan attorney, I’ve seen a dramatic rise in the number of older Americans who call on me for help with their financial situation and discuss using bankruptcy as a tool to help. According to a study from the nonpartisan Bankruptcy Project, the number of older filers has tripled since […]